We Have the Programs to Help Your Buyers Maximize
Their Home Investment!
Platinum Funding Solutions, Inc.
The Kelly Byrnes Team
Faster Funding – Limited
documentation programs speed
up processing
Asset-preserving – Interest-Only
payment feature for those who want to
stay fully leveraged
help buyers manage equity
Mortgage Financing is paramount to any successful real
estate transaction.  Oftentimes, borrowers are unable to
secure optimal mortgage financing, causing transactions to
be delayed or even near reach the closing table.  From a
lenders perspective, understanding the financial risk in a
transaction is as important as matching a buyer and a seller.  
I will provide you with honest answers and reliable prompt
service!
We Have the Programs to Help Your Buyers Maximize
Their Home Investment!
GIVE YOUR BUYERS BETTER
FINANCIAL CONTROL
FEATURED PROGRAMS:
COMMERCIAL LOAN PROGRAMS:
RESIDENTIAL LOAN PROGRAMS:
WHO DO YOU KNOW I CAN HELP?  SEND ME AN EMAIL AND
I WOULD BE HAPPY TO FOLLOW UP WITH THEM!
WHO DO YOU KNOW I CAN HELP?  SEND ME AN EMAIL AND
I WOULD BE HAPPY TO FOLLOW UP WITH THEM!
Prime -
80% Investment
  • SFR, Townhouse OK
  • Requires 720 credit
  • Min-Loan Size $75,000

97% Primary Purchase ALL ONE LOAN
  • 640 Min. Score
  • 30 Fixed Program
  • PMI is required
  • Full Documentation

95% Primary Purchase ALL ONE LOAN
  • Scores down to 620
  • 5% Gift allowed for 100% CLTV
  • 30 Year Fixed Program
  • 2 months PITI reserves req.


Wholesale Rates and Programs to custom fit for your clients!
90% Jumbo Primary Purchase
  • Full Doc Loan
  • One Loan w/ No PMI available
  • Owner Occupied Only
  • Can be split into 2 loans

Multiple Construction to permanent Loans
  • Borrower looking to build dream home
  • Builder looking for Spec financing
  • Land and Lot Loans available

90% CLTV JUMBO Special
  • Owner Occupied residence only
  • SFR, PUD, DUP, Condo & Townhomes
  • Loans w/max. 1st lien amount $417k
  • Avoid Jumbo Rates


First Time Home Buyers -  No Problem!

Full Documentation:
  • Up to 97% CLTV on Owner Occupied Properties
  • Up to 90% LTV
  • Up to 90% Purchase Loan CLTV
Full Doc 600 credit score*
  • Variable & Fixed Rates
  • No Seasoning required
  • Fast Pre-approvals
  • All Tier properties considered
  • Credit Scores as low as 575 on     
 approved Tiers and LTV's

Stated Income / Stated Assets:
(For Smaller Commercial Loans $125-000 - $5,000,000)
  • Higher LTV's (80% and CLTV's 90%)
  • Fixed & Variable Rates
  • Fully Amortized Loans 15, 20, & 30 Years
  • Self Employed borrowers with low or
 negative 1040's OK
  • Financing in the name of the LLC,.
 Corporation and Trust
  • 10% down payment not verified
  • Environmental Issue Properties OK
  • Up to $5,000,000 Stated 90% Purchase
 Loan with 700+ Credit Score*
  • Tier 1, 2, 3 & 4 Properties acceptable
  • Credit Scores as low as 575 on approved
 Tiers and LTV's

          ASK ME ABOUT MY LAND/LOT
                  LOANS UP TO 90% FOR
                INVESTMENT PROPERTY

  • $1 Million to $100 Million +
  • Super Fast Turnaround Times
  • 2 days for Commitment
  • As Fast as 5 Days for Closing
  • Up to 75% LTV
  • Commercial Property, Acquisitions
 & Refinancing
  • Development & Construction
  • 100% Financing considered with      
 Private Money Lender (even on Land!!!)

SBA Loans:
  • Fixed
  • Up to 90% LTV
  • Answers within 72 hours

SBA Specialty Business Financing:
  • Business start-up financing for      
 specialty industries, including car    
 washes, day care centers, assisted       
 living projects, hotel/motel establishments
 and independent insurance agents
  • Size of Loan - Up to $2 Million
  • Financing packages - Up to $5 Million
  • Cash Injection Requirements - As little as 15%
  • Terms of Loan - Up to 25 Years fully
 amortized, at competitive rates
  • Qualifying Requirements- Management
 experience in same or related; Acceptable
 credit history; Minimum    10% non-borrowed
 cash injection
  • Loan Turnaround times - 10 business   days for
    Lender approval upon         receipt of complete
    package
  • 45 - 60 days funding from receipt of completed
    application package
These are just a few of the main Commercial programs that I can offer your customers.  Dealing with over 750+ Commercial Lenders
and Investors, I will be sure to research high and low to find the perfect lender and program for your customers.

Note: These are not terms of any specific lender. They represent terms that we frequently see in the marketplace and are
not to be relied on as a commitment to provide any specific terms for any specific deal.
REAL ESTATE BROKERS & REALTORS
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LAND/LOT LOAN PROGRAMS:  UP TO 90% FINANCING !!

DO YOU HAVE A BORROWER LOOKING TO PURCHASE A PIECE OF LAND TO BUILD ON OR EVEN JUST INVEST IN?

I HAVE MULTIPLE LAND LENDERS THAT HAVE THE QUICKEST CLOSING TIMES AND THE BEST RATES!

  • Required Documents include:  
  1. Loan Application taken over phone
  2. Credit report from all three bureaus
  3. Survey

Closing in as fast as two weeks!  Loan programs offered are Interest Only Programs and can be as short as 12 month terms all the way
to Five year terms!  Call or Email me today for more information!
FOR A LIST OF DOCUMENTS TO GET YOURSELF OR YOUR CLIENTS
PREPARED FOR A LOAN - CLICK HERE!